Does Your Health Insurance Plan Cover What Others Don’t? Know It To Avoid Unwise Decision…!!

 

The majority of people count on affordable health insurance to safeguard from massive medical costs during critical health conditions. But there’s a lot that even the best healthcare insurance plans don’t cover such as out-of-the-network doctors, expensive treatments and the list goes on. Since the medical insurance plan is considered as a vital investment decision, it becomes imperative to know the key points. It will eventually help with safeguarding from unexpected scenarios or financial hardship.

 

• Network of hospitals your healthcare plan covers – Make sure your hospital & other medical providers are accepting your health insurance plan.

 

• Ambulatory Patient Services – Also known as outpatient services, it includes the cost of diagnosis, consultation, observation, intervention, treatment and rehabilitation.

 

• Does your healthcare plan cover emergency services? Your health insurance policies should also cover the cost of emergency care as an immediate precaution in case of an adverse scenario.

 

• Maternity and Newborn Care – This includes the coverage of maternity expenses incurred before and after the child birth.

 

Let our experts guide you with an affordable health insurance plan that offers substantial coverage – To explore all your options, do contact us at AffordableHealthInsurancePlan.com.

Quest Diagnostics empowers people to take action to improve health outcomes. Derived from the world’s largest database of clinical lab results, our diagnostic insights reveal new avenues to identify and treat disease, inspire healthy behaviors and improve health care management. Quest annually serves one in three adult Americans and half the physicians and hospitals in the United States, and our 45,000 employees understand that, in the right hands and with the right context, our diagnostic insights can inspire actions that transform lives.

 

At a Glance

 

  • Quest Diagnostics is the world’s leading provider of diagnostic information services
  • Generated 2018 revenues of approximately $7.53 billion
  • Publicly trades common stock on the New York Stock Exchange (NYSE: DGX). More in Investor Relations
  • Ranks as a component of the S&P 500
  • Touches the lives of 30 percent of American adults each year
  • Serves about half of the physicians and hospitals in the U.S
  • Access to approximately 90% of U.S. insured lives
  • Engages workforce of about 46,000 employees dedicated to putting patients first every day
  • More than 6,600 patient access points, the most extensive network in the U.S.,
    including phlebotomists in physician offices and more than 2,250 of our own
    patient service centers
    A medical and scientific staff of more than 600 M.D.s and Ph.D.s
    Logistics capabilities, that include approximately 3,750 courier vehicles and 25 aircraft that collectively make tens of thousands of stops daily
  • Offers physicians a test menu that is industry leading in breadth and innovation.  Our test menu ranges from routine biological tests to complex and specialized molecular and gene-based testing as well as anatomic pathology
  • Provides a broad range of solutions for employers, including workplace drug testing for employers and government agencies; the Blueprint for Wellness employee wellness service; and risk assessment services for the life insurance industry
  • Publishes original research in peer reviewed publications, at medical and scientific conferences, and as a public service. Quest Diagnostics Health Trends reports examine trends in diseases based on the company’s United States database. Quest Diagnostics Drug Testing Index (DTI) reports examine trends in workplace drug testing, and have been considered a benchmark for U.S. workforce drug positivity trends since 1988

 

Recognition

 

  • Named to Fortune Magazine’s 2019 World’s Most Admired Companies list in the Health Care industry category of “Pharmacy and Other Services” for the third consecutive year
  • Among FORTUNE® Magazine’s 2018 Fortune 500® companies
  • Ranked on the Forbes® 2018 Global 2000
  • Ranked on the “Barron’s 500” list of top-performing large companies for 2017
  • Named a member of the Dow Jones® Sustainability World and North America indexes since 2004 (DJSI World) and 2005 (DJSI North America). The Dow Jones Sustainability World Index represents the top 10% of the leading sustainability companies out of the biggest 2,500 companies in the Dow Jones Global Total Stock Market Index
  • Earned a place on the annual Newsweek Green Rankings, for the fourth consecutive year on the 2017 U.S. list
  • Consistently named one of the best places to work in U.S. business journal rankings, including Forbes® 2018 America’s Best Large Employers
  • Achieved Cancer Gold Standard™ accreditation from the CEO Roundtable on Cancer, recognizing our important actions to reduce the cancer risk of employees and their families
  • Received a rating of 100 from the Human Rights Compassion Foundation on the 2017 Corporate Equality Index, earning the distinction of being a “Best Place to Work for LGBT Equality”
  • Named a DiversityInc Noteworthy Company for the second consecutive year in 2018

Read more about awards and honors.

Read more about our Reputation Honors and Corporate Social Responsibility programs.

Products and Services

 

Read more about products and services.

Operations

 

  • Headquarters in the U.S.: 500 Plaza Drive, Secaucus, New Jersey 07094
  • Approximately 2,200 patient locations and dozens of clinical laboratories throughout the U.S.
  • In addition to the U.S., Quest Diagnostics operates clinical laboratories in laboratory facilities in Gurgaon, India; Heston, England; Mexico City, Mexico; and San Juan, Puerto Rico

Read more about our locations.

The typical American citizen spends almost $8,000 per year on health, and the figure does include out-of-the-pocket expense on overall health spending. No doubt healthcare is expensive, and the cost of treatment is increasing every year. In the absence of a viable health insurance policy, it would become difficult for many people to afford healthcare bills.

 

Health insurance is a gateway to protection from extreme medical costs and ensures you have access to healthcare whenever you need it. There are two types of health insurance plans; number 1 Taxpayer Funded and number 2 Privately-Funded.

The Taxpayer-Funded Health Insurance is mainly financed by The Federal & State taxes, and some of the examples are Children’s Health Insurance Program (CHIP), Medicare, Medicaid, Federal/state employee health plan, Veterans Health Administration (VHA). Whereas, Private Health Insurance is primarily funded through benefits provided by employers to employees. Where 160 million people are insured via employer-sponsored health insurance, 15 million individuals buy health insurance on their own.

The most trusted organizations for health insurance plans are:

 

  • Blue Cross Blue Shield
  • United Health Care
  • PPO Plans
  • Delta Dental
  • Humana
  • PHCS also known as Private Health Care Systems (largest PPO in USA)
  • AFLAC
  • Multi Plan PPO
  • Anthem

Health Insurance is a Doorway To Affordable Healthcare – With health insurance, people can pay for their healthcare by minimizing the risk of substantial costs, and in most cases, it does provide easy access to preeminent medical care.

Health insurance is governed under two laws – ERISA and HIPPA. ERISA is the Employee Retirement Income Security Act and HIPPA is the Health Insurance Portability and Accountability Act. Where ERISA protects workers’ interests, HIPPA requires state-licensed private insurers to acknowledge people leaving the group’s health coverage in the individual market. To make a wise decision with healthcare & medical insurance in Ohio & Illinois, do stop by at affordablehealthinsuranceplan.com.