402 S Arlington Heights Rd Arlington Heights, IL 60005 Arlington Heights

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The typical American citizen spends almost $8,000 per year on health, and the figure does include out-of-the-pocket expense on overall health spending. No doubt healthcare is expensive, and the cost of treatment is increasing every year. In the absence of a viable health insurance policy, it would become difficult for many people to afford healthcare bills.

 

Health insurance is a gateway to protection from extreme medical costs and ensures you have access to healthcare whenever you need it. There are two types of health insurance plans; number 1 Taxpayer Funded and number 2 Privately-Funded.
 
The Taxpayer-Funded Health Insurance is mainly financed by The Federal & State taxes, and some of the examples are Children’s Health Insurance Program (CHIP), Medicare, Medicaid, Federal/state employee health plan, Veterans Health Administration (VHA). Whereas, Private Health Insurance is primarily funded through benefits provided by employers to employees. Where 160 million people are insured via employer-sponsored health insurance, 15 million individuals buy health insurance on their own.
 

The most trusted organizations for health insurance plans are:

 

  • Blue Cross Blue Shield
  • United Health Care
  • PPO Plans
  • Delta Dental
  • Humana
  • PHCS also known as Private Health Care Systems (largest PPO in USA)
  • AFLAC
  • Multi Plan PPO
  • Anthem

 
Health Insurance is a Doorway To Affordable Healthcare – With health insurance, people can pay for their healthcare by minimizing the risk of substantial costs, and in most cases, it does provide easy access to preeminent medical care.
 
Health insurance is governed under two laws – ERISA and HIPPA. ERISA is the Employee Retirement Income Security Act and HIPPA is the Health Insurance Portability and Accountability Act. Where ERISA protects workers’ interests, HIPPA requires state-licensed private insurers to acknowledge people leaving the group’s health coverage in the individual market. To make a wise decision with healthcare & medical insurance in Ohio & Illinois, do stop by at affordablehealthinsuranceplan.com.



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